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Modern Office

Office Combined Insurance

What is Office Combined Insurance?

An Office Combined Insurance policy provides a packaged office content, liability business interruption solution for office-based businesses.

Office Combined Insurance is a packaged policy which is commonly purchased by Professional Firms, manufacturers and wholesalers, warehouses, factories and workshops, importers and exporters as well as distributors.

No matter your business size or industry, having the right insurance policies in place is critical.

What does Office Combined Insurance include?

With an Office Combined policy there are numerous types of coverage available including:

  • Office Contents Insurance

  • Employers Liability Insurance

  • Public Liability Insurance

  • Business Interruption Insurance

  • Buildings Cover


There are additional extensions which can be added include:

  • Property away from the premises

  • Money

  • Corporate Travel

  • Personal Accident

  • Professional Indemnity

  • Directors and Officers

  • Crisis containment

  • Cyber (limited cover)

  • Terrorism

Do I need Office Combined Insurance?

Purchasing an Office Combined policy is a very efficient and convenient method of protecting your business against a multitude of risks whilst at the same time meeting your legal obligations.

Office Combined insurance is flexible, and a policy can be tailored precisely for your business. If you employ staff, you are legally required to arrange Employers Liability insurance which can be included alongside Public and Product liability insurance

How much does Office Combined Insurance cost?

The price of a commercial combined insurance policy depends on the size of your business, the type of industry you work in.

It is important to make sure you have sufficient cover to make sure you don’t find your business unprotected when you need it most.

Why is Office Combined Insurance crucial for businesses?

Failing to have the right cover for your organisation can be very costly and could leave your business in a dangerous position. Not only is it important to have the right level of cover in place, but there are many other benefits to combined commercial insurance, including:

Tailored policies: Commercial combined insurance can be tailored to meet the exact needs of your business. No two companies are the same and this kind of insurance is as bespoke as your business.

Simplicity: With combined commercial insurance there is no need to deal with 10 different policies and 10 different providers. Everything is handled in one place, saving you both time and money.

All-round protection: From public liability to business interruption, these combined policies protect your business from various risks.

Cost savings: Combining all your insurance needs into one policy with one provider can often save you money in premiums. Many insurance companies offer bulk discounts for taking out various policies together.

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